My husband and I live in Seattle and save almost half our income so we don't have to work by 40."You can do that all day, but I'd much rather have the time off of work and get to be around my friends and family and do things that I'm passionate about." "Everyone talks about 'spoiling yourself,'" she said. And she shares her story as a featured speaker at events for the FIRE community and on her blog, Miss Mazuma. She's working on fixing up one of her properties, a tiny home inside a refurbished caboose in Lake Geneva, Wisconsin. While she doesn't spend mindlessly on impulse purchases anymore, she's happy to have a long retirement ahead of her. That year, her expenses added up to $23,292, and she worked off that number (rounded up to $24,000) to set her FIRE number.ĭiValerio is working on fixing up a tiny home inside a refurbished caboose. In 2017, she decided to spend the way she normally would and compare the results. "You're still able to do the same things - you just kind of change a little bit of the facets to them." "Once I learned that formula of early retirement, to me, spending $18 on a glass of wine versus spending $18 on a box of wine at home and having your friends over made way more sense," she said. She canceled her cable service, stopped going to restaurants, and shopped in bulk. First, she experimented with making drastic cuts to see just how little she could live on. "I knew what I was making every month, and I've tracked my net worth since 2012 for no reason other than I was a money nerd, but I didn't ever think about tracking my expenses." "When I first found out about it, I was like, what are my expenses? I didn't even know at that time," DiValerio said.
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